Ziraat Bankası

ATM Usage

Our Bank's ATMs

Our Bank's ATMs Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Balance Inquiry (TL)	0	0	0	0	Free of Charge	07.01.2025 17:00:23
Withdrawal Above Limit (TL)	18	2.88	-	-	BITT is included	07.01.2025 17:00:23
Withdrawal (TL)	0	0	0	0	Free of Charge	07.01.2025 17:00:23

Other Bank ATMs

Other Bank ATMs Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Balance Inquiry (Standard ATM TL)	0.27	0	0.3	0	Except BITT	15.12.2022 11:47:30
Balance Inquiry (Single ATM TL)	0.41	-	0.51	-	Except BITT	15.12.2022 11:47:30
Credit Card Debt Payment	0	1.15	0	1.15	Except BITT. 1.15%+1.04 TL fee is charged.	15.12.2022 11:52:50
Credit Card Debt Inquiry	0.27	0	0.4	0	Except BITT	15.12.2022 11:52:50
Credit Card Limit Inquiry	0.27	0	0.4	0	Except BITT	15.12.2022 11:52:50
Withdrawal (Standard ATM TL)	0	1.15	0	1.15	Except BITT. %1,15+1,57 TL fee is charged.	15.12.2022 11:47:30
Withdrawal (Single ATM TL)	0	1.15	0	1.15	Except BITT. %1,15+1,57 TL fee is charged.	15.12.2022 11:52:50
Money Deposit (Single ATM TL)	0	1.15	0	1.15	Except BITT. %1,15+1,57 TL fee is charged.	15.12.2022 11:52:50
Money Deposit (Standard ATM TL)	0	1.15	0	1.15	Except BITT. %1,15+1,04 TL fee is charged.	09.12.2024 10:50:55

Retail Loans

Consumer Loans

Overdraft Account (TL)

Overdraft Account (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Interest Rate	0	4.59	0	4.59	Except RUSF and BITT.	10.06.2024 10:14:42

Education Loan (TL)

Education Loan (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Interest Rate (1-36 Months Term)	0	4.35	0	4.35	Except RUSF and BITT. The term for loans over up to 36 months for loans up to 50,000 TL, up to 24 months for loans between 50,001 TL and above and 100,000 TL, and 12 months for loans with 100,001 TL o...Devamı	03.01.2025 11:02:53
Credit Allocation Fee (1-36 Months Term)	0	0.5	0	0.5	Except BITT. Loan allocation fee is applied as 0.50%	30.10.2023 12:04:25
Annual Cost Rate	0	94.5407	0	94.5407	20.000 TL is the cost rate calculated for the 36-month term Education Loan, including the loan allocation fee and taxes. Insurance costs are not included in the calculation.	03.01.2025 14:08:46
Life Insurance	143.93	0	143.93	0	It is a 1-year life insurance premium amount for 35 years old in the Education Loan amounting to 20.000 TL.	15.12.2022 11:52:50

Consumer Loan (TL)

Consumer Loan (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Interest Rate (1-36 Months Term)	0	4.35	0	4.35	Except RUSF and BITT. The term for loans over up to 36 months for loans up to 50,000 TL, up to 24 months for loans between 50,001 TL and above and 100,000 TL, and 12 months for loans with 100,001 TL o...Devamı	03.01.2025 10:25:52
Annual Cost Rate	0	94.5407	0	94.5407	20.000 TL is the cost rate calculated for the 36-month term Consumer Loan, including the loan allocation fee and taxes. Insurance costs are not included in the calculation.	03.01.2025 10:25:52
Life Insurance	143.93	0	143.93	0	It is a 1-year life insurance premium amount for 35 years old in the Consumer Loan amounting to 20.000 TL.	15.12.2022 11:52:50
Credit Allocation Fee	0	0.5	0	0.5	Except BITT	15.12.2022 11:52:50

Consumer Product / Loan Package (TL)

Consumer Product / Loan Package (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Interest Rate (1-12 Months Term)	0	4.25	0	4.25	Except RUSF and BITT. Up to 10,000 TL the interest rate is 1.79. The term for loans over up to 36 months for loans up to 50,000 TL, up to 24 months for loans between 50,001 TL and above and 100,000 TL...Devamı	03.01.2025 10:25:52
Interest Rate (13-24 Months Term)	0	3.95	0	3.95	Except RUSF and BITT. Up to 10,000 TL the interest rate is 1.79. The term for loans over up to 36 months for loans up to 50,000 TL, up to 24 months for loans between 50,001 TL and above and 100,000 TL...Devamı	03.01.2025 10:25:52
Interest Rate (25-36 Months Term)	0	3.75	0	3.75	Except RUSF and BITT. Up to 10,000 TL the interest rate is 1.79. The term for loans over up to 36 months for loans up to 50,000 TL, up to 24 months for loans between 50,001 TL and above and 100,000 TL...Devamı	03.01.2025 10:25:52
Credit Allocation Fee (1-36 Months Term)	0	0.5	0	0.5	Except BITT. Loan allocation fee is applied as 0.50%	30.10.2023 12:04:25
Annual Cost Rate	0	77.9414	0	77.9414	20.000 TL is the cost rate calculated for the 36-month term Consumer Loan, including the loan allocation fee and taxes. Insurance costs are not included in the calculation.	03.01.2025 10:25:52
Life Insurance	143.93	0	143.93	0	It is a 1-year life insurance premium amount for 35 years old in the Consumer Loan amounting to 20.000 TL.	15.12.2022 11:52:50

Collateralized Personal Finance Loan Outside the Scope of Housing Finance (TL)

Collateralized Personal Finance Loan Outside the Scope of Housing Finance (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	11000	0	37046	0	The Minimum amount is for house up to 150 square meters, maximum amount is for house over 5000 square meters. Except VAT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Interest Rate (1-36 Months Term)	0	4.35	0	4.35	Except RUSF and BITT. The term for loans over up to 36 months for loans up to 50,000 TL, up to 24 months for loans between 50,001 TL and above and 100,000 TL, and 12 months for loans with 100,001 TL o...Devamı	03.01.2025 10:25:52
Mortgage Establishment Fee	2700	0	2700	0	Exempt from BITT. VAT is included. This fee paid to the company.	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Credit Allocation Fee (1-36 Months Term)	0	0.5	0	0.5	Except BITT. Loan allocation fee is applied as 0.50%	30.10.2023 12:04:25
Annual Cost Rate	0	124.6672	0	124.6672	100.000.-TL is the calculated cost ratio including loan allocation fee, appraisal fee, mortgage facility fee and taxes for a 36-month Collateralized Personal Finance Loan. Insurance costs are not incl...Devamı	03.01.2025 10:25:52
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Collateralized Personal Finance Loan amounting to 100.000 TL.	15.12.2022 11:52:50

Land Loan (TL)

Land Loan (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Appraisal Fee	14986	0	28080	0	The minimum amount is up to 1000 square meters, The maximum amount is for a land of more than 25.000 square meters. Except VAT and BITT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Interest Rate (1-36 Months Term)	0	4.35	0	4.35	Except RUSF and BITT.The term for loans over up to 36 months for loans up to 50,000 TL, up to 24 months for loans between 50,001 TL and above and 100,000 TL, and 12 months for loans with 100,001 TL or...Devamı	03.01.2025 10:25:52
Mortgage Establishment Fee	2700	0	2700	0	BITT is included. This fee paid to the company	31.12.2024 16:52:09
Credit Allocation Fee (1-36 Months Term)	0	0.5	0	0.5	Except BITT. Loan allocation fee is applied as 0.50%	30.10.2023 12:04:25
Annual Cost Rate	0	135.9276	0	135.9276	100.000.-TL is the calculated cost ratio including loan allocation fee, appraisal fee, mortgage facility fee and taxes for a 36-month Land Loan. Insurance costs are not included in the calculation.	03.01.2025 10:25:52
Life Insurance	719.66	0	719.66	0	It is a 1-year life insurance premium amount for 35 years old in the Land Loan amounting to 100.000 TL.	15.12.2022 11:52:50

Collateralized Personal Finance Loan within the Scope of Housing Finance(TL)

Collateralized Personal Finance Loan within the Scope of Housing Finance(TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	11000	0	37046	0	The Minimum amount is for house up to 150 square meters, maximum amount is for house over 5000 square meters. Except VAT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Interest Rate (1-36 Months Term)	0	4.35	0	4.35	Except RUSF and BITT. The term for loans over up to 36 months for loans up to 50,000 TL, up to 24 months for loans between 50,001 TL and above and 100,000 TL, and 12 months for loans with 100,001 TL o...Devamı	03.01.2025 10:25:52
Mortgage Establishment Fee	2700	0	2700	0	Exempt from BITT. VAT is included. This fee paid to the company.	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	31.12.2024 16:52:09
Credit Allocation Fee (1-36 Months Term)	0	0.5	0	0.5	Except BITT. Loan allocation fee is applied as 0.50%	30.10.2023 12:04:25
Annual Cost Rate.	0	107.0339	0	107.0339	100.000.-TL is the calculated cost ratio including loan allocation fee, appraisal fee, mortgage facility fee and taxes for a 36-month Collateralized Personal Finance Loan within the Scope of Housing F...Devamı	03.01.2025 10:25:52
Early Payment Compensation (1-36 Months Term)	0	1	0	1	For loans used under the housing finance act, if the remaining maturity is less than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Early Payment Compensation (37-120 Months Term)	0	2	0	2	For loans used under the housing finance act, if the remaining maturity is more than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Collateralized Personal Finance Loan amounting to 100.000 TL.	15.12.2022 11:52:50

Home Loans

Home Loan

Home Loan Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	11000	0	37046	0	The Minimum amount is for house up to 150 square meters, maximum amount is for house over 5000 square meters. Except VAT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Early Payment Compensation (1-36 Months Term)	0	1	0	1	For loans used under the housing finance act, if the remaining maturity is less than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Early Payment Compensation (37-120 Months Term)	0	2	0	2	For loans used under the housing finance act, if the remaining maturity is more than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Interest Rate (1-24 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (25-36 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (37-60 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (61-120 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Housing Loan amounting to 100.000 TL.	15.12.2022 11:52:50
Mortgage Establishment Fee	2700	0	2700	0	Exempt from BITT. VAT is included. This fee paid to the company.	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Credit Allocation Fee (1-120 Months Term)	0	0.5	0	0.5	Exempt from BITT	15.12.2022 11:52:50
Annual Cost Rate	0	53.7039	0	53.7039	It is the cost ratio calculated by including the sum of allocation fee, appraisal fee and mortgage facility fee costs in a 100.000 TL consistent housing loan with a month term of 120 months. Insurance...Devamı	31.12.2024 15:58:37

Bank Real Estate Housing / Workplace Loan (TL)

Bank Real Estate Housing / Workplace Loan (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	0	0	0	0	-	15.12.2022 17:20:42
Interest Rate (25-36 Months Term)	0	2.99	0	2.99	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Mortgage Establishment Fee	2700	0	2700	0	Exempt from BITT. VAT is included. This fee paid to the company.	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Annual Cost Rate	0	40.5648	0	40.5648	It is the cost ratio calculated by including the mortgage facility fee that will be charged at the loan application stage in the 100.000.00 consistent housing loan with a term of 120 months.The cost r...Devamı	31.12.2024 15:58:37
Early Payment Compensation (1-36 Months Term)	0	1	0	1	For loans used under the housing finance act, if the remaining maturity is less than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Early Payment Compensation (37-120 Months Term)	0	2	0	2	For loans used under the housing finance act, if the remaining maturity is more than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Interest Rate (1-24 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (37-60 Months Term)	0	2.89	0	2.89	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (61-120 Months Term)	0	2.79	0	2.79	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Housing Loan amounting to 100.000 TL.	15.12.2022 11:52:50
Credit Allocation Fee (1-120 Months Term)	0	0.5	0	0.5	Exempt from BITT	15.12.2022 11:52:50

Housing Product / Loan Package(TL)

Housing Product / Loan Package(TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	11000	0	37046	0	The Minimum amount is for house up to 150 square meters, maximum amount is for house over 5000 square meters. Except VAT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Interest Rate (25-36 Months Term)	0	2.99	0	2.99	Exempt RUSF and BITT.The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 13:39:27
Mortgage Establishment Fee	2700	0	2700	0	Exempt from BITT. VAT is included. This fee paid to the company.	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Annual Cost Rate	0	47.7777	0	47.7777	It is the cost ratio calculated by including the mortgage facility fee that will be charged at the loan application stage in the 100.000.00 consistent housing loan with a term of 120 months. The cost ...Devamı	31.12.2024 15:58:37
Early Payment Compensation (1-36 Months Term)	0	1	0	1	For loans used under the housing finance act, if the remaining maturity is less than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Early Payment Compensation (37-120 Months Term)	0	2	0	2	For loans used under the housing finance act, if the remaining maturity is more than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Interest Rate (1-24 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (37-60 Months Term)	0	2.89	0	2.89	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (61-120 Months Term)	0	2.79	0	2.79	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Housing Loan amounting to 100.000 TL.	15.12.2022 11:52:50
Credit Allocation Fee (1-120 Months Term)	0	0.5	0	0.5	Exempt from BITT	15.12.2022 11:52:50

Urban Transformation Housing/Construction Loan(TL)

Urban Transformation Housing/Construction Loan(TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	11000	0	37046	0	The Minimum amount is for house up to 150 square meters, maximum amount is for house over 5000 square meters. Except VAT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Mortgage Establishment Fee	2700	0	2700	0	Exempt from BITT. VAT is included. This fee paid to the company.	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Annual Cost Rate	0	54.4897	0	54.4897	It is the cost ratio calculated by including the sum of allocation fee, appraisal fee and mortgage facility fee costs in a 100.000 TL consistent housing loan with a month term of 120 months. Insurance...Devamı	31.12.2024 15:58:37
Early Payment Compensation (1-36 Months Term)	0	1	0	1	For loans used under the housing finance act, if the remaining maturity is less than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Early Payment Compensation (37-120 Months Term)	0	2	0	2	For loans used under the housing finance act, if the remaining maturity is more than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Interest Rate (1-60 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (61-120 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Housing Loan amounting to 100.000 TL.	15.12.2022 11:52:50
Credit Allocation Fee (1-120 Months Term)	0	0.5	0	0.5	Exempt from BITT	15.12.2022 11:52:50

Personal Workplace / Joint Workplace / Transfer Workplace Loan(TL)

Personal Workplace / Joint Workplace / Transfer Workplace Loan(TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	10798	0	90262	0	The Minimum amount is for office up to 250 square meters, maximum amount is for office over 100000 square meters. Except VAT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Mortgage Establishment Fee	2700	0	2700	0	VAT is included. This fee paid to the company	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Annual Cost Rate	0	115.0062	0	115.0062	It is the cost ratio calculated by including the sum of allocation fee, appraisal fee and mortgage facility fee costs in a 100.000 TL consistent Personal workplace loan with a month term of 120 months...Devamı	03.01.2025 10:25:52
Interest Rate (1-48 Months Term)	0	4.35	0	4.35	The contractual interest rate to be applied in project housing loans may be different.	03.01.2025 10:25:52
Interest Rate (61-120 Months Term)	0	4.35	0	4.35	The contractual interest rate to be applied in project housing loans may be different.	03.01.2025 10:25:52
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Personal Workplace Loan amounting to 100.000 TL.	15.12.2022 11:52:50
Credit Allocation Fee (1-120 Months Term)	0	0.5	0	0.5	Except BITT	15.12.2022 11:52:50

Urban Transformation Strengthening Housing/Workplace Loan(TL)

Urban Transformation Strengthening Housing/Workplace Loan(TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	10798	0	178506	0	The Minimum amount is for office up to 250 square meters, maximum amount is for office over 100000 square meters. Except VAT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Mortgage Establishment Fee	2700	0	2700	0	Exempt from BITT. VAT is included. This fee paid to the company.	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Annual Cost Rate	0	66.6687	0	66.6687	It is the cost ratio calculated by including the sum of allocation fee, appraisal fee and mortgage facility fee costs in a 50.000 TL consistent housing loan with a month term of 120 months. Insurance ...Devamı	31.12.2024 15:58:37
Early Payment Compensation (1-36 Months Term)	0	1	0	1	For loans used under the housing finance act, if the remaining maturity is less than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Early Payment Compensation (37-120 Months Term)	0	2	0	2	For loans used under the housing finance act, if the remaining maturity is more than 36 months, it is charged on the amount paid if one or more installments are paid early, decommissioned or the loan ...Devamı	15.12.2022 11:52:50
Interest Rate (1-60 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (61-120 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Housing Loan amounting to 100.000 TL.	15.12.2022 11:52:50
Credit Allocation Fee (1-120 Months Term)	0	0.5	0	0.5	Exempt from BITT	15.12.2022 11:52:50

Urban Transformation Workplace Acquisition/Construction Loan (TL)

Urban Transformation Workplace Acquisition/Construction Loan (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DASK (Compulsory Earthquake Insurance)	0	0	0	0	Compulsory Earthquake Insurance (DASK) varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Appraisal Fee	10798	0	90262	0	The Minimum amount is for house up to 250 square meters, maximum amount is for house over 100000 square meters. Except VAT. This fee paid to Expertise Firms.	31.12.2024 15:58:37
Interest Rate (1-60 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Interest Rate (61-84 Months Term)	0	3.09	0	3.09	The contractual interest rate to be applied in project housing loans may be different.	05.12.2024 12:21:41
Mortgage Establishment Fee	2700	0	2700	0	Exempt from BITT. VAT is included. This fee paid to the company.	31.12.2024 16:52:09
Housing Insurance	0	0	0	0	Housing Insurance varies according to the region where the residence is located, the type of construction, and the square meter characteristics.	15.12.2022 11:52:50
Annual Cost Rate	0	54.8805	0	54.8805	It is the cost ratio calculated by including the sum of allocation fee, appraisal fee and mortgage facility fee costs in a 100.000 TL consistent workplace loan with a month term of 84 months. Insuranc...Devamı	31.12.2024 15:58:37
Early Payment Compensation (1-36 Months Term)	0	0	0	0	COST	15.12.2022 11:52:50
Early Payment Compensation (37-120 Months Term)	0	0	0	0	COST	15.12.2022 11:52:50
Life Insurance	197.83	0	197.83	0	It is a 1-year life insurance premium amount for 35 years old in the Workplace Loan amounting to 100.000 TL.	15.12.2022 11:52:50
Credit Allocation Fee (1-84 Months Term)	0	0.5	0	0.5	Exempt from BITT	15.12.2022 11:52:50

Vehicle Loans

Vehicle Loan(TL)

Vehicle Loan(TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Interest Rate (1-36 Months Term)	0	4.79	0	4.79	0 km and up to 5 years old (inclusive) for the 2th hand vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Interest Rate(37-48 Months Term)	0	4.79	0	4.79	0 km and up to 5 years old (inclusive) for the 2th hand vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Life Insurance	39.57	-	39.57	-	It is a 1-year life insurance premium amount for 35 years old in the Vehicle Loan amounting to 20.000 TL.	31.03.2023 10:25:15
Vehicle Insurance Policy	-	-	-	-	The amount of the premium is insured and includes the vehicle' casco value, age, etc. It varies according to the characteristics.	31.03.2023 10:19:21
Credit Allocation Fee (1-48 Months Term)	-	0.5	-	0.5	Except BITT.	31.03.2023 10:27:26
Hostage Removal	279.64	-	279.64	-	Hostage Removal Fee	03.01.2025 11:16:29
Pledge Consent Addition Fee	279.64	-	279.64	-	Pledge Consent Addition Fee	03.01.2025 11:17:52
Vehicle Transactions Pledge Fee	279.64	0	279.64	0	It is the fee paid to Turkey Union of Notaries.	03.01.2025 11:11:30
Annual Cost Rate	0	107.4579	0	107.4579	20.000 TL 48 month term Insurance is the cost ratio calculated for the Vehicle Loan made by Our Bank. Insurance costs are not included in the calculation.	03.01.2025 10:25:52

Vehicle Loan(TL)

Vehicle Loan(TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Interest Rate (1-12 Months Term)	0	3.99	0	3.99	It should only be used for 0 km vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Interest Rate (25-36 Months Term)	0	3.99	0	3.99	It should only be used for 0 km vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Interest Rate(37-48 Months Term)	0	3.99	0	3.99	It should only be used for 0 km vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Interest Rate (13-24 Months Term)	0	3.99	0	3.99	It should only be used for 0 km vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Life Insurance	39.57	0	39.57	0	It is a 1-year life insurance premium amount for 35 years old in the Vehicle Loan amounting to 20.000,00 TL.	14.03.2024 14:06:15
Vehicle Insurance Policy	0	0	0	0	The amount of the premium is insured and includes the vehicle' casco value, age, etc. It varies according to the characteristics.	14.03.2024 14:10:37
Credit Allocation Fee (1-48 Months Term)	0	0.5	0	0.5	Except BITT.	14.03.2024 14:23:07
Vehicle Transactions Pledge Fee	279.64	0	279.64	0	It is the fee paid to Turkey Union of Notaries.	03.01.2025 11:12:04
Annual Cost Rate	0	84.2768	0	84.2768	20.000 TL 48 month term Insurance is the cost ratio calculated for the Vehicle Loan made by Our Bank. Insurance costs are not included in the calculation.	03.01.2025 10:25:52

Vehicle Product / Loan Package (TL)

Vehicle Product / Loan Package (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Interest Rate (1-12 Months Term)	0	3.99	0	3.99	0 km and up to 5 years old (inclusive) for the 2th hand vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Interest Rate (13-24 Months Term)	0	3.99	0	3.99	0 km and up to 5 years old (inclusive) for the 2th hand vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Interest Rate (25-36 Months Term)	0	3.99	0	3.99	0 km and up to 5 years old (inclusive) for the 2th hand vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Interest Rate (37-48 Months Term)	0	3.99	0	3.99	0 km and up to 5 years old (inclusive) for the 2th hand vehicles. Except RUSF and BITT.	03.01.2025 10:25:52
Vehicle Insurance Policy	0	0	0	0	The amount of the premium is insured and includes the vehicle' casco value, age, etc. It varies according to the characteristics.	15.12.2022 11:52:50
Vehicle Transactions Pledge Fee	279.64	0	279.64	0	It is the fee paid to Turkey Union of Notaries.	03.01.2025 11:13:52
Annual Cost Rate	0	84.2768	0	84.2768	20.000 TL 48 month term Insurance is the cost ratio calculated for the Vehicle Loan made by Our Bank. Insurance costs are not included in the calculation.	03.01.2025 10:25:52
Life Insurance	39.57	0	39.57	0	It is a 1-year life insurance premium amount for 35 years old in the Vehicle Loan amounting to 20.000 TL.	15.12.2022 11:52:50
Credit Allocation Fee (1-48 Months Term)	0	0.5	0	0.5	Except BITT	15.12.2022 11:52:50

Checks and Promissory Notes

Cheque

Cheque Issuance

Cheque Issuance Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Cheque Issuance	40	-	240	-	COST	31.10.2024 14:28:31

Findeks Cheque Report

Findeks Cheque Report Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Findeks Cheque Report	17.64	-	17.64	-	BITT is included	04.04.2024 09:53:33

Collection of Checks Drawn on Foreign Exchange Deposit Account

Collection of Checks Drawn on Foreign Exchange Deposit Account Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Explanation	Update Date
Our Bank's Checks Sent to Collection by Other Banks (Checks sent by non-protocol banks that are not included in the clearing system)	15	0.5	0	COST	15.12.2022 11:52:50
Other Branch Cheque (Effective Payment)	20	0	20	COST	06.02.2024 17:39:49
Other Branch Cheque (TL Payment)	0	0	0	COST	15.12.2022 11:52:50
Returned Check	15	0	0	COST	15.12.2022 11:52:50
FX Clearing Check Transactions	20	0	0	COST	15.12.2022 11:52:50

Blocked Cheque Issuance(FX)

Blocked Cheque Issuance(FX) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Our Bank's Blocked Check	20	0.24	240	0	COST	15.12.2022 11:52:50
Customer's Own Check	20	0.24	240	0	COST	15.12.2022 11:52:50

Blocked Cheque Issuance(FX)

Blocked Cheque Issuance(FX) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Our Bank's Blocked Check	250	0.16	1700	0.16	COST	17.01.2025 09:54:27
Customer's Own Check	250	0.16	1700	0.16	COST	17.01.2025 09:55:26

Chequebook Fee (TL)

Chequebook Fee (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Chequebook Fee (TL)	450	-	450	-	COST	17.01.2025 11:51:53
Chequebook Intelligence Fee	175	0	175	0	To be collected once when the Checkbook is issued for the first time.	16.01.2025 17:49:30
Form Check (100 Leaved)	750	-	750	-	COST	16.01.2025 17:47:40
Form Check (500 Leaved)	1320	-	1320	-	COST	02.10.2024 11:19:08
Lost Check	35	0	35	0	COST	16.01.2025 17:52:37
10 Leaved Check Book Fee	450	-	450	-	COST	16.01.2025 17:44:59
25 Leaved Check Book Fee	1125	-	1125	-	COST	16.01.2025 17:46:18

Cheque Collection Transactions

Cheque Collection Transactions Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Same Branch Cheque	200	-	200	-	COST	17.01.2025 17:07:30
Other Branch Cheque	300	0	300	0	COST	17.01.2025 17:07:47

TL Cheque Collection Transactions

TL Cheque Collection Transactions Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Returned Check	250	0	250	0	COST	16.01.2025 17:54:31

documenting a bounced chek

documenting a bounced chek Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
documenting a bounced chek	150	-	150	-	COST	31.10.2024 15:08:04

İssuance of special qualified cheque

İssuance of special qualified cheque Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
İssuance of special qualified cheque	1000	-	-	0.5	COST	31.10.2024 14:41:26

Other Bank Checks (TL) (SWAP)

Other Bank Checks (TL) (Clearing)

Other Bank Checks (TL) (Clearing) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Other Bank Checks (TL) (Clearing)	200	0	200	0	COST	31.10.2024 14:24:24

Other Bank Checks (FX) / During Collection

Check Purchase-Traveller's Checks

Check Purchase-Traveller's Checks Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Checks submitted by business institutions (TL Payment)*/ based on total check amount	10	0.5	500	0	The communication fee will be charged on a customer-by-customer basis, regardless of the number of checks submitted by the customer. Communication/SWIFT costs of 10 USD are charged.	15.12.2022 11:52:50
Per each check sheet submitted by the customer (Effective/TL Payment)	5	1	0	0	COST	15.12.2022 11:52:50

Cheque Collection-Abroad

Cheque Collection-Abroad Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Abroad	15	1	500	0	COST	15.12.2022 11:52:50

Cheque Collection-Domestic

Cheque Collection-Domestic Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Included in the Clearing System-Sent to Banks with Protocols	30	0	0	0	COST	15.12.2022 11:52:50
Included in the Clearing System-Sent to Banks with No Protocols	20	0	0	0	COST	15.12.2022 11:52:50

Promissory Notes Collection (TL)

Other Bank Promissory Notes Collection

Other Bank Promissory Notes Collection Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Other Bank Note Return Without Transaction	250	0.32	-	-	Current communication fee is reflected.	17.01.2025 14:25:47
Other Bank Promissory Notes Collection	250	0.32	-	-	Current communication fee is reflected.	17.01.2025 14:26:45

Promissory Notes Protest Removal Transactions

Promissory Notes Protest Removal Transactions Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Promissory Notes Protest Removal Transactions	400	0	400	0	COST	16.01.2025 17:56:56

Promissory Notes received For Collection(in the same city -different branch, notes collection outside in the city, issued to domestic banks for collection)

Promissory Notes received For Collection(in the same city -different branch, notes collection outside in the city, issued to domestic banks for collection) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Same Branch	300	0.7	300	0.7	COST	17.01.2025 10:07:07
Other Branch	350	0.7	350	0.7	COST	17.01.2025 10:08:34
Note Return from Other Branch (Without Transaction/From Protest)	300	0	300	0	COST	16.01.2025 17:58:47

Promissory Notes Collection (TL)

Promissory Notes Protest Removal Transactions

Promissory Notes Protest Removal Transactions Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Promissory Notes Protest Removal Transactions	24	0	24	0	COST	06.02.2024 13:45:23

Promissory Notes received For Collection(in the same city -different branch, notes collection outside in the city, issued to domestic banks for collection)

Promissory Notes received For Collection(in the same city -different branch, notes collection outside in the city, issued to domestic banks for collection) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Explanation	Update Date
Same Branch	24	0.4	COST	15.12.2022 11:52:50
Other Branch	32	0.4	COST	15.12.2022 11:52:50
Note Return from Other Branch (Without Transaction/From Protest)	24	0	COST	15.12.2022 11:52:50

Other Bank Promissory Notes Collection

Other Bank Promissory Notes Collection Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Other Bank Note Return Without Transaction	16	0.4	0	0	In addition, the remittance commission rate/amounts specified in the "Remittance Sent to Other Banks Abroad/Domestic Banks" section will be applied exactly. Communication/SWIFT costs of 12 USD are cha...Devamı	15.12.2022 11:52:50
Other Bank Promissory Notes Collection	16	0.4	0	0	In addition, the remittance commission rate/amounts specified in the "Remittance Sent to Other Banks Abroad/Domestic Banks" section will be applied exactly. Communication/SWIFT costs of 12 USD are cha...Devamı	15.12.2022 11:52:50

Foreign Trade

Export Transactions

Advise Fee

Advise Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Advise Fee(USD)	100	0	0	0	The corresponding rate is applied on the amount of the letter of credit reported, at least 100 USD.	15.12.2022 11:52:50

Confirmation Fee

Confirmation Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Confirmation Fee(USD)	100	3	0	0	The corresponding rate is applied on the confirmed letter of credit amount, with a minimum of 100 USD.	15.12.2022 11:52:50

Maturity/Amount Amendment Fee

Maturity/Amount Amendment Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Maturity/Amount Amendment Fee(USD)	75	0	0	0	In case of a change in amount or maturity in export transactions against documents or letter of credit processed by the bank, 75 USD is collected.	15.12.2022 11:52:50

Deferred Payment Fee

Deferred Payment Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Deferred Payment Fee(USD)	300	3	0	3	A minimum of 300 USD, the relevant rate is applied for the period between the presentation date and the payment maturity over the amount of documents presented under the letter of credit with confirma...Devamı	15.12.2022 11:52:50

Discount Fee

Discount Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Discount Fee(USD)	100	1	0	1	The relevant rate is applied over the discount amount, with a minimum of 100 USD.	15.12.2022 11:52:50

Collection Fee

Collection Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Collection Fee (USD)	100	0.2	0	0.2	The relevant rate is applied over the amount of documents sent for collection, with a minimum of 100 USD.	15.12.2022 11:52:50

Import/Export Transactions Common Fees

Document Examination Fee

Document Examination Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Document Examination Fee(USD)	75	0.15	150	0	75 USD for Each set and document presented for examination	15.12.2022 11:52:50

Amendment Fee

Amendment Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Amendment Fee(USD)	75	0	0	0	USD 75 for each amendment (except amount or maturity amendments)	15.12.2022 11:52:50

Handling Commission

Handling Commission Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Handling Commission(USD)	75	0.3	150	0	USD 75 for each transaction.	15.12.2022 11:52:50

Correspondent Bank Charges

Correspondent Bank Charges Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Correspondent Bank Charges(USD)	0	0	0	0	100% of all commissions and fees claimed by the correspondent bank	15.12.2022 11:52:50

Assignment Of Proceeds Commission

Assignment Of Proceeds Commission Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Assignment Of Proceeds Commission(USD)	150	0	0	0	USD 150 For each incoming/outgoing transfers / payment orders.	15.12.2022 11:52:50

Import Transactions

Letter of Credit Issuing Fee

Letter of Credit Issuing Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Letter of Credit Issuing Fee(USD)	100	4	0	0	The relevant rate is applied over the L/C amount, with a minimum of 100 USD.	15.12.2022 11:52:50

iscrepancy Fee

iscrepancy Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Discrepancy Fee(USD)	100	0	100	0	Each set presented in the letter of credit is charged as 100 USD for discrepant documents	15.12.2022 11:52:50

Avalize /Acceptance Fee

Avalize /Acceptance Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Avalize /Acceptance Fee(USD)	100	3	0	0	Rate is applied over the amount of the draft, with a minimum of 100 USD.	15.12.2022 11:52:50

Maturity/Amount Amendment Fee

Maturity/Amount Amendment Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Maturity/Amount Amendment Fee(USD)	50	4	0	0	In case of a amendment in the amount or maturity of a L/C or Draft / Bill of Exchange, with a minimum of 50 USD, the relevant rate is applied over the L/C or Policy amount.	15.12.2022 11:52:50

Acceptance of Drafts/Bill of Exchange Fee

Acceptance of Drafts/Bill of Exchange Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Acceptance of Drafts/Bill of Exchange Fee(USD)	200	2	0	2	Rate is applied over the amount of the Draft/Bill of Exchange, with a minimum of 200 USD.	15.12.2022 11:52:50

Other

Individual Overdraft Account Statement

DCC Transactions

DCC Transactions Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
DCC ATM YD Card Processing Commission	0	8	0	8	BITT is included	11.01.2023 13:58:14
DCC POS YD Card Processing Commission	0	8	0	8	BITT is included	11.01.2023 13:58:14

Currency / Effective Trading Transactions

Stament Cost

Stament Cost Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Stament Cost	28	0	28	0	BITT is included.After the number of pages exceeds 10, a per page fee is charged. After the number of pages exceeds 10, a per page fee is charged.	08.01.2025 11:51:34

Findeks Cheque Report

Findeks Cheque Report Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Findeks Cheque Report	50	-	50	-	BITT is included. 3. The amount paid to the institutions is collected as much as it	04.04.2024 09:47:42

Findeks Risk Report

Used Car Sales-Secure Payment System Service Fee

Used Car Sales-Secure Payment System Service Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Used Car Sales-Secure Payment System Service Fee	194.31	-	194.31	-	-	02.01.2025 17:24:53

Warranty Payment Transaction Fee

Social Security Institution Premium Payments

Social Security Institution Premium Payments Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Social Security Institution Premium Payments	0	2.49	0	2.49	BITT is included	29.12.2023 15:02:40

Game of Chance Payments Mediation

Mediation for Telephone Operators Payments

Mediation for Telephone Operators Payments Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Mediation for Telephone Operators Payments	0	0	1	0	BITT is included	15.12.2022 11:52:50

Gold Maintain Fee

Providing Contract Sample, Receipt, Tax Collection Receipt, Premium Collection Receipt etc. Document Copy from the Archive

Providing Contract Sample, Receipt, Tax Collection Receipt, Premium Collection Receipt etc. Document Copy from the Archive Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Number (TL)	284	0	284	0	It is collected if more than one year has elapsed from the original date of the document concerned.BITT is included	07.01.2025 17:12:25

Individual Letter of Goodwill

No Debt Letter

No Debt Letter Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Branch (TL)	232	0	232	0	For the first time, there is no debt. The customer requesting the letter can receive the letter free of charge. A fee of 46 TL is charged for the customer who requests the "no debt" letter for the sec...Devamı	07.01.2025 17:18:18

Invoice Payment Fee

Invoice Payment Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Transaction Fee (TL)	0	0	0	0	Different fees may be charged on the basis of contracted institutions. Cash advance interest will be charged for payments made by credit card.	15.12.2022 11:52:50

Invoice/Institution Collections

Invoice/Institution Collections Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Transaction Fee (TL)	0	0	5	0	It is taken in the collections made from the branch counters of the contracted institutions.	15.12.2022 11:52:50

Warning and Notification Submission Transactions

Warning and Notification Submission Transactions Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Transaction Fee (TL)	85.99	0	85.99	0	The fees related to Warning and Notification submissions will be updated according to the changing costs. If the notices are sent via a notary public, the notary public fee will also be charged.	02.09.2024 10:52:57

Sealed Envelope and Packet Fee

Providing Contract Sample, Receipt, Tax Collection Receipt, Premium Collection Receipt etc. Document Copy from the System

Providing Contract Sample, Receipt, Tax Collection Receipt, Premium Collection Receipt etc. Document Copy from the System Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Number (TL)	27	0	27	0	It is collected if more than one year has elapsed from the original date of the document concerned.BITT is included	07.01.2025 17:20:43

The Banks Association of Türkiye Risk Report Service Fee

TOKİ Mediation Transactions -TOKİ Sourced Borrowing

TOKİ Mediation Transactıons-Housıng / Workplace Sales Installments and Land Installment Collectıon (TL)

TOKİ Mediation Transactıons-Housıng / Workplace Sales Installments and Land Installment Collectıon (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
From The Land Debt Closing Amount	0	0.4	0	0.4	COST	06.02.2024 11:50:48
From The Land Transfer Amount	0	0.4	0	0.4	COST	06.02.2024 11:50:48
From The Land Installment Amount	0	0.4	0	0.4	COST	06.02.2024 11:50:48
From The Housing/Workplace Debt Amount	0	0.5	0	0.5	COST	06.02.2024 11:50:48
From The Housing/Workplace Transfer Amount	-	0.5	-	0.5	COST	06.02.2024 11:50:48
From The Sales Down Payment and Installment Amount	0	0.5	0	0.5	Except BITT	06.02.2024 11:50:48

Term / Deposit

Term / Deposit Tablosu
Cost Name	Min. Amount	Max. Amount	Explanation	Update Date
Other Submission Channels Current Account Statement (TL) Per Page	0	0	It is charged as much as the shipping channel cost.	07.01.2025 17:25:10
E-Mail Current Account Statement (TL) Per Page	0	0	Free of Charge	07.01.2025 17:25:10
Current Account Statement from Branch (TL)	28	28	There will be no charge for the account statement up to the last 1 year.	07.01.2025 17:25:10
Current Account Statement from Branch (USD)	28	28	There will be no charge for the account statement up to the last 1 year. Remuneration is TL	07.01.2025 17:25:10

HGS Label Type

HGS Card Type

Fees for Safe Deposit Box

Safe Deposit Box (Annual)

Large Size

Security Deposit Fee

Small Size

Medium Size

Special Size

SME Loans

Assessment and Establishment Fee

Soil Value Scale

Appraisal Fee

Appraisal Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
TL	0	0	0	0	It is collected as 15% more than the amount determined by the authorized expertise companies.	15.12.2022 12:03:29

Guarantorship Limit Allocation Commission

Guarantorship Limit Allocation Commission Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	0	0	0	2	It is collected in advance and at once over the established guarantee limit.	15.12.2022 12:25:41

Mortgage Establishment Fee

Mortgage Establishment Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
TL	3105	0	-	0	It is collected as 15% more than the amount determined by the authorized companies.	16.01.2025 17:24:44

SME Analysis Report Editing

Limit Allocation Fee

Loan Interest Rates

Export (FX)

BCH (Overdraft Current Account)

Export (TL)

KMH (Overdraft Account)

Investment

Discount

Vehicle

Workplace

Plate

Spot

Business

Loan Commission Fees

BCH (Overdraft Current Account)

Early Closing Commission

Early Closing Commission Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Cash Loan Early Closing (Variable Interest Rate Currency or Foreign Currency Indexed Loans)	-	2	-	2	2% for loans disbursed between 01.03.2021 and 30.06.2024 (applied with a 1% increment for foreign currency loans), a change has been made in the calculation of the Early Closing Fee for cash corporate...Devamı	11.10.2024 17:56:36
Cash Loan Early Closing (Turkish Lira Loans with Variable Interest Rate)	-	2	-	2	2% for loans disbursed between 01.03.2021 and 30.06.2024 (applied with a 1% increment for foreign currency loans), a change has been made in the calculation of the Early Closing Fee for cash corporate...Devamı	11.10.2024 17:57:22
Cash Loan Early Closing (Fixed Interest Currency or Foreign Currency Indexed Loans)	-	-	-	-	2% for loans disbursed between 01.03.2021 and 30.06.2024 (applied with a 1% increment for foreign currency loans), a change has been made in the calculation of the Early Closing Fee for cash corporate...Devamı	11.10.2024 17:49:39
Cash Loan Early Closing (Fixed Interest Turkish Lira Loans)	-	-	-	-	2% for loans disbursed between 01.03.2021 and 30.06.2024 (applied with a 1% increment for foreign currency loans), a change has been made in the calculation of the Early Closing Fee for cash corporate...Devamı	11.10.2024 17:44:11

KMH (Overdraft Account)

Spot

Installment

Installment Tablosu
Cost Name	Max. Rate (%)	Explanation	Update Date
0-12 Mounth	1.1	Except BITT	15.12.2022 14:12:26
13-24 Mounth	1.1	Except BITT	15.12.2022 14:12:58
25-36 Mounth	1.1	Except BITT	15.12.2022 14:14:22
37-60 Mounth	1.1	Except BITT	15.12.2022 14:15:03

Foreign Letters of Guarantee

Advance Letters of Guarantee

Advance Letters of Guarantee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	300	0	-	4	It will be collected quarterly over the amount of the letter. The minimum amounts are determined annually and the period is 75 USD.	20.08.2024 16:16:12

Bid Security Letters of Guarantee / Bid Bonds

Bid Security Letters of Guarantee / Bid Bonds Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	600	0	-	3.96	It will be collected quarterly over the amount of the letter.Terms of less than three months are considered exactly.Minimum amounts are determined monthly.	05.01.2024 19:43:56

Performance Letters of Guarantee

Performance Letters of Guarantee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	300	0	-	4	It will be collected quarterly over the amount of the letter. The minimum amounts are determined annually and the period is 75 USD.	06.02.2024 16:50:25

Domestic Letters of Guarantee

Advance Letters of Guarantee

Advance Letters of Guarantee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	6000	0	-	6000	It is collected quarterly over the amount of the letter, the minimum amounts are determined annually and the periodical is 1.500 TL.	17.01.2025 12:09:06

Eximbank Performance Letters

Eximbank Performance Letters Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	6000	0	-	6000	It is collected quarterly over the amount of the letter, the minimum amounts are determined annually and the periodical is 1500 TL.	17.01.2025 12:10:56

Bid Security Letters of Guarantee / Bid Bonds

Bid Security Letters of Guarantee / Bid Bonds Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	6000	0	-	6000	It is collected monthly over the amount of the letter. Minimum amounts are determined monthly.	17.01.2025 09:15:37

Performance Letters of Guarantee (Other non-commitment issues)

Performance Letters of Guarantee (Other non-commitment issues) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	6000	0	-	6000	It is collected quarterly over the amount of the letter, the minimum amounts are determined annually and the periodical is 437,50 TL.	17.01.2025 09:25:59

Performance Letters of Guarantee (Commitment)

Performance Letters of Guarantee (Commitment) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	6000	0	-	6000	It is collected quarterly over the amount of the letter, the minimum amounts are determined annually and the periodical is 437,50 TL.	17.01.2025 09:38:53

Court and Enforcement Letters of Guarantee

Court and Enforcement Letters of Guarantee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	6000	-	-	6000	It is collected quarterly over the amount of the letter, the minimum amounts are determined annually and the periodical is 437,50 TL.	17.01.2025 09:37:32

Performance Letters of Guarantee for the Purchase of Goods (Less than 1 year)

Performance Letters of Guarantee for the Purchase of Goods (Less than 1 year) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	6000	0	-	6000	It is collected quarterly over the amount of the letter, the minimum amounts are determined annually and the periodical is 437,50 TL.	17.01.2025 09:31:19

Reference Letters

Extension of the guarantee letter's term

Credit Cards and Debit Cards

Debit Cards

Card Fee

Card Renewal Fee

Credit Cards

Bankkart Başak

Bankkart Başak Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Additional Card Fee	1400	0	1400	0	COST	07.01.2025 11:03:59
Annual Fee (Main Card)	2800	0	2800	0	COST	07.01.2025 11:06:01
Abroad Cash Advance Fee (USD)	0	1	0	1	Proportional	15.12.2022 14:35:00
Domestic Cash Advance Fee	0	1	0	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	15.12.2022 14:36:36

Bankkart Başak Corporate / Commercial

Bankkart Başak Corporate / Commercial Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Additional Card Fee	1400	0	1400	0	BITT is included	07.01.2025 11:07:01
Annual Fee (Main Card)	2800	0	2800	0	BITT is included	07.01.2025 11:07:50
Abroad Cash Advance Fee (USD)	0	1	0	1	Proportional	15.12.2022 14:40:04
Domestic Cash Advance Fee	0	1	0	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	15.12.2022 14:40:50

Bankkart Business

Bankkart Business Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Additional Card Fee	900	0	900	0	COST	07.01.2025 11:09:11
Annual Fee (Main Card)	1800	0	1800	0	COST	07.01.2025 11:10:26
Abroad Cash Advance Fee (USD)	0	1	0	1	Proportional	15.12.2022 14:44:27
Domestic Cash Advance Fee	0	1	0	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	15.12.2022 14:45:04

Ziraat BankasiCredit Card Prestij

Ziraat BankasiCredit Card Prestij Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Shopping Interest Rate	-	4.75	-	4.75	Proportional.	28.10.2024 10:56:42
Shopping Interest Rate	-	3.5	-	3.5	Proportional.	30.10.2024 13:40:00
Shopping Interest Rate	-	4.25	-	4.25	Proportional.	28.10.2024 10:05:01
Additional Card Fee	720	-	720	-	BITT is included.	07.01.2025 11:12:15
Additional Card Renewal Fee	150	-	150	-	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:13:01
Delay Interest	-	5.05	-	5.05	Proportional.	28.10.2024 10:57:56
Delay Interest	-	3.8	-	3.8	Proportional.	28.10.2024 10:48:54
Delay Interest	-	4.55	-	4.55	Proportional.	28.10.2024 10:23:32
Account Statement Fee	0	-	0	-	COST.	06.05.2024 11:17:05
Card Renewal Fee	150	-	150	-	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:13:52
Cash Advance Interest	-	5	-	5	Proportional.	06.05.2024 11:21:27
Cash Advance Delay Interest	-	5.3	-	5.3	Proportional.	06.05.2024 11:22:58
Later Installment Interest	-	4.75	-	4.75	Proportional.	28.10.2024 12:09:28
Later Installment Interest	-	3.5	-	3.5	Proportional.	28.10.2024 11:34:18
Later Installment Interest	-	4.25	-	4.25	Proportional.	28.10.2024 11:45:17
Later Installment Fee	0	-	0	-	COST.	06.05.2024 11:27:06
Installation Cash Advance Interest	-	5	-	5	Proportional.	06.05.2024 11:28:54
Installation Cash Advance Delay Interest	-	5.3	-	5.3	Proportional.	06.05.2024 11:30:47
Installment Cash Advance Fee	0	-	0	-	COST.	06.05.2024 11:31:55
Annual Fee	1440	-	1440	-	BITT is included.	07.01.2025 11:17:06
Abroad Cash Advance Fee (USD)	-	1	-	1	Proportional.	06.05.2024 11:34:44
Domestic Cash Advance Fee	-	1	-	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	06.05.2024 11:36:03

Ziraat BankasiKredi Kartı-Prestij Plus

Ziraat BankasiKredi Kartı-Prestij Plus Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Shopping Interest Rate	-	4.75	-	4.75	Proportional.	28.10.2024 11:59:43
Shopping Interest Rate	-	3.5	-	3.5	Proportional.	28.10.2024 11:55:39
Shopping Interest Rate	-	4.25	-	4.25	Proportional.	28.10.2024 11:57:19
Additional Card Fee	720	-	720	-	BITT is included.	07.01.2025 11:18:12
Additional Card Renewal Fee	150	-	150	-	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:19:17
Delay Interest	-	5.05	-	5.05	Proportional.	28.10.2024 12:08:38
Delay Interest	-	3.8	-	3.8	Proportional.	28.10.2024 12:05:31
Delay Interest	-	4.55	-	4.55	Proportional.	28.10.2024 12:07:07
Account Statement Fee	0	-	0	-	COST.	06.05.2024 11:44:28
Card Renewal Fee	150	-	150	-	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:20:16
Cash Advance Interest	-	5	-	5	Proportional.	06.05.2024 11:46:41
Cash Advance Delay Interest	-	5.3	-	5.3	Proportional.	06.05.2024 11:48:11
Later Installment Interest	-	4.75	-	4.75	Proportional	28.10.2024 12:14:32
Later Installment Interest	-	3.5	-	3.5	Proportional	28.10.2024 12:11:12
Later Installment Interest	-	4.25	-	4.25	Proportional	28.10.2024 12:13:22
Later Installment Fee	0	-	0	-	COST.	06.05.2024 11:51:09
Installation Cash Advance Interest	-	5	-	5	Proportional.	06.05.2024 11:52:53
Installation Cash Advance Delay Interest	-	5.3	-	5.3	Proportional.	06.05.2024 11:53:46
Installment Cash Advance Fee	0	-	0	-	COST.	06.05.2024 11:55:07
Annual Fee	1440	-	1440	-	BITT is included.	07.01.2025 11:25:41
Abroad Cash Advance Fee (USD)	-	1	-	1	Proportional.	06.05.2024 11:57:16
Domestic Cash Advance Fee	-	1	-	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	06.05.2024 12:00:32

Bankkart Genç (Credit Card Features)

Bankkart Genç (Credit Card Features) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Shopping Interest Rate	-	4.75	-	4.75	Proportional	28.10.2024 12:20:25
Shopping Interest Rate	-	3.5	-	3.5	Proportional	28.10.2024 12:17:25
Shopping Interest Rate	-	4.25	-	4.25	Proportional	28.10.2024 12:18:39
Delay Interest	-	5.05	-	5.05	Proportional	28.10.2024 12:31:23
Delay Interest	-	3.8	-	3.8	Proportional	30.10.2024 13:45:31
Delay Interest	-	4.55	-	4.55	Proportional	28.10.2024 12:29:45
Card Renewal Fee	150	-	150	-	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:26:26
Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Later Installment Interest	-	4.75	-	4.75	Proportional	30.10.2024 13:46:50
Later Installment Interest	-	3.5	-	3.5	Proportional	30.10.2024 13:47:48
Later Installment Interest	-	4.25	-	4.25	Proportional	30.10.2024 13:48:18
Installation Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Installation Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Annual Fee	-	-	-	-	Proportional	15.12.2022 14:53:50
Abroad Cash Advance Fee (USD)	0	1	0	1	Proportional	15.12.2022 14:54:27
Domestic Cash Advance Fee	0	1	0	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	15.12.2022 14:55:17

Other Fees

Invoice/Institution Collections

Invoice/Institution Collections Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Between 0-1.000 TL	-	0	-	0	The same rates are also valid for automatic payment order bill payments made by credit card at contracted institutions. BSMV and KKDF are excluded.	19.02.2024 16:29:55
Between 1.001-4.999 TL	-	2.49	-	2.49	The same rates are also valid for automatic payment order bill payments made by credit card at contracted institutions. BSMV and KKDF are excluded.	19.02.2024 16:28:45
5000 TL and above	-	3.66	-	3.66	The same rates are also valid for automatic payment order bill payments made by credit card at contracted institutions. BSMV and KKDF are excluded.	19.02.2024 16:25:42

Ziraat BankasiCredit Card-Gold

Ziraat BankasiCredit Card-Gold Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Shopping Interest Rate	-	4.75	-	4.75	Proportional	28.10.2024 12:41:29
Shopping Interest Rate	-	3.5	-	3.5	Proportional	28.10.2024 12:38:48
Shopping Interest Rate	-	4.25	-	4.25	Proportional	28.10.2024 12:40:34
Additional Card Fee	140	0	140	0	BITT is included	07.01.2025 11:34:20
Additional Card Renewal Fee	150	0	150	0	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:35:07
Delay Interest	-	5.05	-	5.05	Proportional	30.10.2024 10:12:59
Delay Interest	-	3.8	-	3.8	Proportional	28.10.2024 12:43:40
Delay Interest	-	4.55	-	4.55	Proportional	30.10.2024 10:11:49
Account Statement Fee	0	0	0	0	COST	15.12.2022 15:21:38
Card Renewal Fee	150	0	150	0	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:35:48
Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Later Installment Interest	-	3.5	-	3.5	Proportional	30.10.2024 10:15:03
Later Installment Interest	-	4.75	-	4.75	Proportional	30.10.2024 10:17:09
Later Installment Interest	-	4.25	-	4.25	Proportional	30.10.2024 10:16:06
Later Installment Fee	0	0	0	0	COST	15.12.2022 15:25:09
Installation Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Installation Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Installment Cash Advance Fee	0	0	0	0	Proportional	15.12.2022 15:43:08
Annual Fee	294	0	294	0	BITT is included	07.01.2025 11:36:30
Abroad Cash Advance Fee (USD)	0	1	0	1	Proportional	15.12.2022 15:25:45
Domestic Cash Advance Fee	0	1	0	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	15.12.2022 15:29:19

Ziraat BankasiKredi Kartı-Classic

Ziraat BankasiKredi Kartı-Classic Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Shopping Interest Rate	-	4.75	-	4.75	Proportional	30.10.2024 13:50:35
Shopping Interest Rate	-	3.5	-	3.5	Proportional	30.10.2024 13:51:45
Shopping Interest Rate	-	4.25	-	4.25	Proportional	30.10.2024 13:52:15
Additional Card Fee	80	0	80	0	Proportional	07.01.2025 11:37:38
Additional Card Renewal Fee	150	0	150	0	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:38:34
Delay Interest	-	5.05	-	5.05	Proportional	30.10.2024 13:52:43
Delay Interest	-	3.8	-	3.8	Proportional	30.10.2024 13:53:07
Delay Interest	-	4.55	-	4.55	Proportional	30.10.2024 13:53:29
Account Statement Fee	0	0	0	0	Proportional	15.12.2022 15:23:20
Card Renewal Fee	150	0	150	0	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:40:05
Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Later Installment Interest	-	4.75	-	4.75	Proportional	30.10.2024 13:54:23
Later Installment Interest	-	3.5	-	3.5	Proportional	30.10.2024 10:37:54
Later Installment Interest	-	4.25	-	4.25	Proportional	30.10.2024 13:56:35
Later Installment Fee	0	0	0	0	COST	15.12.2022 15:51:38
Installation Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Installation Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Installment Cash Advance Fee	0	0	0	0	COST	15.12.2022 15:54:11
Annual Fee	170	0	170	0	BITT is included	07.01.2025 11:41:09
Abroad Cash Advance Fee (USD)	0	1	0	1	Proportional	15.12.2022 15:52:01
Domestic Cash Advance Fee	0	1	0	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	15.12.2022 15:52:56

Ziraat BankasiKredi Kartı-Platinum

Ziraat BankasiKredi Kartı-Platinum Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Shopping Interest Rate	-	4.75	-	4.75	Proportional	30.10.2024 13:59:57
Shopping Interest Rate	-	3.5	-	3.5	Proportional	30.10.2024 14:01:51
Shopping Interest Rate	-	4.25	-	4.25	Proportional	30.10.2024 14:02:20
Additional Card Fee	170	0	170	0	BITT is included	07.01.2025 11:42:01
Additional Card Renewal Fee	150	0	150	0	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:42:41
Delay Interest	-	5.05	-	5.05	Proportional	30.10.2024 14:02:47
Delay Interest	-	3.8	-	3.8	Proportional	30.10.2024 14:03:38
Delay Interest	-	4.55	-	4.55	Proportional	30.10.2024 14:19:22
Account Statement Fee	0	0	0	0	COST	15.12.2022 15:59:54
Card Renewal Fee	150	0	150	0	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:43:23
Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Later Installment Interest	-	4.75	-	4.75	Proportional	30.10.2024 14:20:56
Later Installment Interest	-	3.5	-	3.5	Proportional	30.10.2024 14:21:41
Later Installment Interest	-	4.25	-	4.25	Proportional	30.10.2024 14:26:30
Later Installment Fee	0	0	0	0	COST	15.12.2022 16:04:52
Installation Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Installation Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Installment Cash Advance Fee	0	0	0	0	COST	15.12.2022 15:57:59
Annual Fee	353	0	353	0	BITT is included	07.01.2025 11:44:14
Abroad Cash Advance Fee (USD)	0	1	0	1	Proportional	15.12.2022 15:45:21
Domestic Cash Advance Fee	0	1	0	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	15.12.2022 15:56:00

Ziraat BankasiKredi Kartı-Free

Ziraat BankasiKredi Kartı-Free Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Shopping Interest Rate	-	4.75	-	4.75	Proportional	30.10.2024 14:26:58
Shopping Interest Rate	-	3.5	-	3.5	Proportional	30.10.2024 14:27:31
Shopping Interest Rate	-	4.25	-	4.25	Proportional	30.10.2024 14:29:51
Additional Card Fee	0	0	0	0	COST	15.12.2022 16:10:54
Additional Card Renewal Fee	150	0	150	0	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:46:17
Delay Interest	-	5.05	-	5.05	Proportional	30.10.2024 14:30:33
Delay Interest	-	3.8	-	3.8	Proportional	30.10.2024 11:36:21
Delay Interest	-	4.55	-	4.55	Proportional	30.10.2024 14:31:31
Account Statement Fee	0	0	0	0	COST	15.12.2022 16:11:51
Card Renewal Fee	150	0	150	0	It is received during the third card renewal, which is carried out due to lost, stolen and similar reasons within one calendar year.	07.01.2025 11:47:05
Cash Advance Interest	0	5	0	5	Proportional	16.04.2024 10:49:15
Cash Advance Delay Interest	0	5.3	0	5.3	Proportional	16.04.2024 10:49:15
Annual Fee	0	0	0	0	COST	15.12.2022 16:03:23
Abroad Cash Advance Fee (USD)	0	1	0	1	Proportional	15.12.2022 15:01:42
Domestic Cash Advance Fee	0	1	0	1	An additional fee of 2.87% + 0.57 TL is charged from ATMs of other banks.	15.12.2022 15:00:47

Securities Transactions

ELUS ( Electronic Warehouse Receipt ) Fees

ELÜS ( Electronic Warehouse Receipt ) Purchase and Sale Transactions Fees

ELÜS ( Electronic Warehouse Receipt ) Purchase and Sale Transactions Fees Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
ELÜS ( Electronic Warehouse Receipt ) Purchase and Sale Commission	15	0.2	100	0.2	ELUS is charged at the rate of 2 per thousand on a transaction basis, separate from the Buyer and Seller, on the sale amount. Except BITT.	15.12.2022 16:18:38
ELÜS ( Electronic Warehouse Receipt ) Takasbank(Istanbul Settlement and Custody Bank) Conditional Transfer Fee	15.23	0	15.23	0	ELUS is charged on a transaction basis, separately from the buyer and seller, in the Purchase and sale process.	29.12.2023 17:22:15

Eurobond Transactions

Eurobond Tenders

MKK (Central Securities Depository) Fees

MKK (Central Securities Depository) Purchase and Sale Transactions Fees

MKK (Central Securities Depository) Purchase and Sale Transactions Fees Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Equities (Listed at the Borsa Istanbul), Warrant, Private Sector Debt Instruments (ÖSBA), Asset-Backed Securities (VDMK/VTMK), ETF (Exchange Traded Funds) , Rental Certificate Purchase and Sale Transactions	0.1103	-	0.1103	-	It is charged as much as the number of transactions.	25.01.2024 14:33:40
Government Debt Securities (DİBS) Purchase and Sale Transactions	0.0823	0	0.0823	0	It is charged as much as the number of transactions.	25.01.2024 14:34:41
Elüs Alım Satım İşlemleri	0.08557	-	0.08557	-	Alım ve satım yapan taraflardan işlem sayısı kadar tahsil edilir.	25.01.2024 14:39:14
Investment Fund Share Purchase and Sale Transactions	0	0.00075	0	0.00075	It is collected at the rate of 7.5 per million over the transaction amount. (Minimum 0.01 TL)	15.12.2022 16:24:02

MKK (Central Securities Depository) Account Opening Fee

MKK (Central Securities Depository) Account Opening Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Transaction Fee	9.3922	0	9.3922	0	It is collected from each investment account opened in the MKK system.	25.01.2024 14:27:40

MKK (Central Securities Depository) Account Maintenance Fee

MKK (Central Securities Depository) Account Maintenance Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Account Maintenance Fee	0.0578	0	0.0578	0	It is collected daily from accounts with a market value of 1.000 TL and above of the custody balance.	25.01.2024 14:30:38

MKK (Central Securities Depository) Securities Transactions Transfer Fees

MKK (Central Securities Depository) Securities Transactions Transfer Fees Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
ELÜS Rehin/Teminat ve Hapis İşlemleri	0.28523	-	0.28523	-	Rehin/teminat veya Hapis alma işlemi sayısı kadar tahsil edilir.	25.01.2024 14:51:05
ELÜS Üye İçi Hesaplararası	0.71307	-	0.71307	-	İşlem sayısı kadar tahsil edilir.	25.01.2024 14:46:47
ELÜS ÜYELERARASI	3.5812	-	3.5812	-	İşlem sayısı kadar tahsil edilir.	25.01.2024 14:43:52
Pledge/Guarantee Transactions	0.7365	0	0.7365	0	It is charged as much as the number of transactions.	25.01.2024 14:49:57
Member Inter-Accounts	1.3811	0	1.3811	0	It is charged as much as the number of transactions. Private Sector Debt Instruments (ÖSBA) purchase and sale transactions are charged from this group.	25.01.2024 14:48:13
Between Members	6.906	0	6.906	0	It is charged as much as the number of transactions.	25.01.2024 14:44:47

MKK (Central Securities Depository) Cash Payment Services

MKK (Central Securities Depository) Cash Payment Services Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Private Sector Debt Instruments (ÖSBA), Asset-Backed Securities (VDMK/VTMK) ,Rental Certificate, Investment Fund Principal and Coupon Payment	0	0.01	0	0.01	It It is collected at the rate of 1 ten thousandth of the payment amount.	15.12.2022 16:34:32

MKK (Central Securities Depository) Storage Fees

MKK (Central Securities Depository) Storage Fees Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
ETF (Exchange Traded Funds) and Warrants	0	0.008	0	0.008	It is collected daily at the rate of 6.5 per hundred thousand of the market value.	15.12.2022 16:36:32
Other Investment Funds	0	0.01	0	0.01	The amount of the number of shares multiplied by the share price by 1 in ten thousand per annum is collected on a daily basis.	15.12.2022 16:41:15
ELÜS	0.00229	-	0.00229	-	Günlük ELÜS bakiyesi üzerinden tahsil edilir. 0,000002281824	25.01.2024 14:55:21
Private Sector Debt Instruments (ÖSBA), Asset-Backed Securities (VDMK/VTMK), Rental Certificate ve Government Debt Securities (DİBS)	0	0.0065	0	0.0065	5 one hundred thousand of the nominal value is collected daily.	15.12.2022 16:49:48
Investment Fund Affiliated to Equity and Participation Umbrella Fund	0	0.005	0	0.005	It is collected daily at the rate of 5 per hundred thousand per year multiplied by the number of shares with the share price.	15.12.2022 16:49:48

MKK (Central Securities Depository) Registry and Password Sending Fee

MKK (Central Securities Depository) Registry and Password Sending Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Investor Information Service	29.4658	0	29.4658	0	Collected from each account which registry and passwords are sent to their addresses by MKK	25.01.2024 14:37:30

Gold Buying-Selling Transactions on Behalf of the Customer

İAB (Istanbul Gold Exchange) Gold Purchase and Sale Transactions on Behalf of the Customer

İAB (Istanbul Gold Exchange) Gold Purchase and Sale Transactions on Behalf of the Customer Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
BİAŞ (Borsa İstanbul) Transaction Commission	0	0.015	0	0.015	Except BITT	15.12.2022 16:49:48
BİAŞ (Borsa İstanbul) Storage Commission	0	0.01	0	0.01	Except BITT. The storage commission is collected from the gram gold transactions.	15.12.2022 16:49:48
Commission	0	0.25	0	0.25	BITT is included	15.12.2022 16:49:48
SWIFT-EFT/Communication Fee (TL)	30	0	47.25	0	BITT is included	15.12.2022 16:49:48

TL-FX DIBS Transactions ( Government Debt Securities Transactions)

Securities Transactions Internal Transfer

TL Purchase and Sale Transactions for the Government Debt Securities on Borsa İstanbul

TL Purchase and Sale Transactions for the Government Debt Securities on Borsa İstanbul Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	0	0	0	0.05	It is charged over the transaction amount.	15.12.2022 16:49:48

TL Government Debt Securities Tenders

FX Purchase and Sale Transactions for the Government Debt Securities on Borsa İstanbul

FX Purchase and Sale Transactions for the Government Debt Securities on Borsa İstanbul Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Commission	0	0	0	0.05	It is charged over the transaction amount.	15.12.2022 16:49:48

FX Government Debt Securities Tenders

Deposit Accounts

Withdrawal from Account in Another Branch TL

Withdrawal from Account in Another Branch TL Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Withdrawal from Account at Another Branch 0-3.000 TL	86	0	86	0	BITT is included	07.01.2025 17:31:31
Withdrawal from Account at Another Branch Over 3.000 TL	177	0.5	3042	0.5	BITT is included	07.01.2025 17:33:17

Withdrawal from Account in Another Branch TL

Withdrawal from Account in Another Branch FX

Withdrawal from Account in Another Branch FX Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Withdrawal from Account at Another Branch 0-2.500 USD	446	0	446	0	BITT is included	07.01.2025 17:34:06
Withdrawal from Account at Another Branch Over 2.500 USD	755	0	755	0	BITT is included	07.01.2025 17:35:09

Effective FX Withdrawal Fee

Effective FX Withdrawal Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Effective FX Withdrawal Fee	-	0.3	-	0.3	There is no fee for financial consumers. There is no fee for amounts below 20,000 USD and equivalent foreign currency. BSMV is included.	30.12.2024 17:48:11

Branch Late Deposit

Late Deposit

Savings Deposit

Fee For Account Research Requested From Headquartes(TL)

Fee For the Payment Requiring Group Transfer

Fee For the Payment Requiring Group Transfer Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Between 0- 50.000 TL	0	0	0	0	COST	15.12.2022 16:49:48
100.001 TL and above	446	0.2	1510	0.2	BITT is included	07.01.2025 17:38:06
Between 50.001-100.000 TL	446	0	446	0	BITT is included	07.01.2025 17:39:07

Fee For Account Research Requested From Branch (TL)

Fee For Account Research Requested From Branch (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
From The Archive	284	0	284	0	BITT is included	07.01.2025 17:40:26
From The Computer	56	0	56	0	BITT is included	07.01.2025 17:41:10

Money Transfer

EFT

Gold EFT

Gold EFT Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Gold EFT - Bank Commission	0	0	0	0	1-10 gr 40 TL+ BSMV 11 gr-100 gr 80 TL+ BSMV 101gr-250 gr 120 TL+ BSMV 251gr-500 gr 160 TL+ BSMV 501gr üstü 1.5 bps (İşlemin net bakiyesinin o günkü borsada oluşan altın referans fiyatı ile çarpımı so...Devamı	03.01.2025 13:40:52
Gold EFT - Takasbank Commission (Istanbul Settlement and Custody Bank)	120	-	120	-	Except BITT.	31.12.2024 17:54:06
Gold EFT - Takasbank Commission (Istanbul Settlement and Custody Bank)	40	-	40	-	Expect BITT.	31.12.2024 17:52:26
Gold EFT - Takasbank Commission (Istanbul Settlement and Custody Bank)	80	-	80	-	Except BITT.	31.12.2024 17:53:33
Gold EFT - Takasbank Commission (Istanbul Settlement and Custody Bank)	160	-	160	-	Except BITT.	31.12.2024 17:54:38
Gold EFT - Takasbank Commission (Istanbul Settlement and Custody Bank)	-	0.00017	-	0.00017	Except BITT.	13.01.2025 16:47:43

Regular EFT

Regular EFT Tablosu
Cost Name	Min. Amount	Max. Amount	Explanation	Update Date
Regular EFT 0-6.300 TL	6.09	6.09	Except BITT	07.01.2025 16:16:31
Regular EFT 304.800-TL and above	152.35	152.35	Except BITT	07.01.2025 16:23:23
Regular EFT 6.300,01-304.800-TL	12.19	12.19	Except BITT	07.01.2025 16:22:39

EFT MESSAGE FEE

EFT MESSAGE FEE Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
EFT MESSAGE FEE (0- 12,000 TL)	0.32	-	0.32	-	EFT MESSAGE FEE (0- 12,000 TL)	02.01.2025 17:39:24
EFT MESSAGE FEE ( 12.000,01-2.400.000)	0.3	-	60	-	Current Ratio 0.0025	03.01.2025 10:48:36
EFT MESSAGE FEE( 2.400.000,01-1.000.000.000.000 TL)	63	-	63	-	EFT MESSAGE FEE( 2.400.000,01-1.000.000.000.000 TL)	03.01.2025 11:02:19

EFT Branch / Customer Communication Center

EFT Branch / Customer Communication Center Tablosu
Cost Name	Min. Amount	Max. Amount	Explanation	Update Date
EFT Branch / Customer Communication Center 0-6.300 TL	30.46	30.46	Except BITT.	07.01.2025 16:25:10
EFT Branch / Customer Communication Center 304.800,01 TL and above	609.43	609.43	Except BITT.	07.01.2025 16:27:04
EFT Branch / Customer Communication Center 6.300,01-304.800 TL	60.94	60.94	Except BITT.	07.01.2025 16:26:05

Instant and Continuous Transfer of Funds (FAST)

Instant and Continuous Transfer of Funds (FAST) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Instant and Continuous Transfer of Funds (FAST)	6.09	0	609.43	0	Except BITT. EFT fees are applied.	08.01.2025 09:51:52

Internet Banking / Ziraat BankasiMobile Banking EFT

Internet Banking / Ziraat BankasiMobile Banking EFT Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Internet Banking / Ziraat BankasiMobile Banking EFT 0-6.300 TL	6.09	0	6.09	0	Except BITT.	07.01.2025 16:30:39
Internet Banking / Ziraat BankasiMobile Banking EFT 304.800-TL and above	152.35	-	152.35	-	Except BITT.	07.01.2025 16:31:45
Internet Banking / Ziraat BankasiMobile Banking EFT 6.300,01-304.800-TL	12.19	0	12.19	0	Except BITT.	07.01.2025 16:32:51

Incoming EFT payment to name

Incoming EFT payment to name Tablosu
Cost Name	Min. Amount	Max. Amount	Explanation	Update Date
Incoming EFT payment to name 0-6.300 TL	30.46	30.46	Except BITT	07.01.2025 16:33:39
Incoming EFT payment to name 304.800,01 TL and above	609.43	609.43	Except BITT	07.01.2025 16:34:18
Incoming EFT payment to name 6.300,01 TL - 304.800 TL	60.94	60.94	Except BITT	07.01.2025 16:34:56

ATM

ATM Tablosu
Cost Name	Min. Amount	Max. Amount	Explanation	Update Date
ATM EFT 0- 6.300,01 TL	21.27	21.27	Except BITT.	08.01.2025 09:55:43
ATM EFT 304.800-TL and above	304.71	304.71	Except BITT.	08.01.2025 09:57:10
ATM EFT 6.300,01-304.800-TL	42.55	42.55	Except BITT.	08.01.2025 10:28:15

Money Transfer from BKM Express Mobile Application

Money Transfer from BKM Express Mobile Application Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
From Bankkart to Our Bank and Other Bank Cards and to Mobile Phone Numbers	1.26	0	1.26	0	Except BITT	09.01.2023 19:13:03
From Credit Card to Our Bank and Other Bank Cards and to Mobile Phone Numbers	0	0.1	0	0.1	In addition 3 TL fee charged. Except BITT	15.12.2022 16:49:48

Card to Card Money Transfer

Card to Card Money Transfer Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
From Bankkart to Other Bank Cards	4.46	0	4.46	0	Except BITT	09.01.2023 19:13:03
From Current Account Linked to Credit Card to Other Bank Cards	4	0	4	0	Except BITT	15.12.2022 16:49:48
From Credit Card to Our Bank and Other Bank Cards	0	0.1	0	0.1	In addition 3 TL fee charged. Except BITT	15.12.2022 16:49:48

Wire Transfer

Regular Money Transfer

Regular Money Transfer Tablosu
Cost Name	Min. Amount	Max. Amount	Explanation	Update Date
Regular Money Transfer 0-6.300 TL	3.04	3.04	Except BITT	08.01.2025 11:05:15
Regular Money Transfer 304.800-TL and above	76.17	76.17	Except BITT	08.01.2025 11:05:36
Regular Money Transfer Between 6.300,01-304.800-TL	6.09	6.09	Except BITT	08.01.2025 11:06:07

Money Transfer ATM

Money Transfer ATM Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Money Transfer ATM 0-6.300 TL	10.63	0	10.63	0	Except BITT	08.01.2025 11:06:37
Money Transfer ATM 304.800-TL and above	152.35	-	152.35	-	Except BITT	08.01.2025 11:07:08
Money Transfer ATM 6.300,01-304.800-TL arası	21.27	0	21.27	0	Except BITT	08.01.2025 11:07:41

Money Transfer - Internet Banking / Ziraat BankasiMobile Banking

Money Transfer - Internet Banking / Ziraat BankasiMobile Banking Tablosu
Cost Name	Min. Amount	Max. Amount	Explanation	Update Date
Money Transfer - Internet Banking / Ziraat BankasiMobile Banking 0-6.300 TL	3.04	3.04	Except BITT	08.01.2025 11:08:01
Money Transfer - Internet Banking / Ziraat BankasiMobile Banking 304.800-TL and above	76.17	76.17	Except BITT	08.01.2025 11:08:26
Money Transfer - Internet Banking / Ziraat BankasiMobile Banking 6.300,01-304.800-TL arası	6.09	6.09	Except BITT	08.01.2025 11:08:58

Money Transfer Branch / Customer Communication Center

Money Transfer Branch / Customer Communication Center Tablosu
Cost Name	Min. Amount	Max. Amount	Explanation	Update Date
Money Transfer Branch / Customer Communication Center 0-6.300 TL	15.23	15.23	Except BITT	07.01.2025 16:44:58
Money Transfer Branch / Customer Communication Center 304.800-TL and above	304.71	304.71	Except BITT	08.01.2025 11:10:17
Money Transfer Branch / Customer Communication Center 6.300,01-304.800-TL arası	30.47	30.47	Except BITT	07.01.2025 16:46:08

Swift

Incoming Transfer Cash Payment via Ziraatbank Account Debit (FX)

Incoming Transfer Cash Payment via Ziraatbank Account Debit (FX) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Explanation	Update Date
TL Payment	0	0	0	Free of Charge	15.12.2022 16:49:48
Between 0 - 250 USD	15	0	15	BITT is included for Swift payments to be made from a different branch, only the cost of withdrawing funds from the account in another branch is charged.	15.12.2022 16:49:48
250 USD and above (%)	20	0.75	500	BITT is included for Swift payments to be made from a different branch, only the cost of withdrawing funds from the account in another branch is charged.	15.12.2022 16:49:48

Incoming Transfer Cash Payment via Ziraatbank Account Debit (FX)

Incoming Transfer Cash Payment via Ziraatbank Account Debit (FX) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Explanation	Update Date
TL Payment	0	0	0	Free of Charge	15.12.2022 16:49:48
Between 0 - 250 USD	15	0	15	BITT is included for Swift payments to be made from a different branch, only the cost of withdrawing funds from the account in another branch is charged.	15.12.2022 16:49:48
250 USD and above (%)	20	0.75	500	BITT is included for Swift payments to be made from a different branch, only the cost of withdrawing funds from the account in another branch is charged.	15.12.2022 16:49:48

Internet Banking

Internet Banking Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Abroad/Domestic Money Transfers / Payment Orders (FX)	15	0	15	0	All transactions are carried out as SHA (foreign costs belong to the beneficiary).	15.12.2022 16:49:48

Abroad Money Transfers / Payment Orders (TL)

Abroad Money Transfers / Payment Orders (TL) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Abroad Money Transfers / Payment Orders (TL)	35	0.5	500	0.5	BITT is included	15.12.2022 14:50:41

Abroad/Domestic Money Transfers / Payment Orders (FX)

Abroad/Domestic Money Transfers / Payment Orders (FX) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Abroad/Domestic Money Transfers / Payment Orders (FX)	30	0.5	500	0.5	BITT is included	15.12.2022 14:48:32

Maximum Fees for Merchant and POS Products and Services

POS Software / Hardware / Maintenance Fee - Virtual POS

POS Software / Hardware / Maintenance Fee - Virtual POS Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
POS Software / Hardware / Maintenance Fee - Virtual POS	0	0	7000	0	Collection Period: Virtual POS entry fee: 7,000 TL is collected at the first entrance. Virtual POS service fee is 1,500 TL monthly. BSMV is included.	10.01.2025 09:26:46

POS Software / Hardware / Maintenance Fee - Physical POS

POS Software / Hardware / Maintenance Fee - Physical POS Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
POS Software / Hardware / Maintenance Fee - Physical POS	0	-	649	-	Collection Period: Monthly/Per Device. ÖKC Service Fee: 449 TL Physical POS Rent: 649 TL (Physical POS Rent is collected from all Desktop/Mobile POS devices for the reproduction of our Bank's member b...Devamı	10.01.2025 09:26:46

Lost/Damaged POS and Accessory Fee

Lost/Damaged POS and Accessory Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Lost/Damaged POS and Accessory Fee	0	0	5500	0	Loss is charged per device. Desktop/Mobile POS: 5,500 TL Pin-pad device: 2,000 TL Adapter: 200 TL	08.01.2025 16:36:03

POS CREDIT TRANSFER / PER TRANSACTİON FEE

POS CREDIT TRANSFER / PER TRANSACTİON FEE Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
POS CREDIT TRANSFER / PER TRANSACTİON FEE	-	-	-	0.6	Commissions are taken if transferred to a different customer,per transaction fee rate 0,60%.	01.11.2023 17:13:31

POS CREDIT TRANSFER / FİRST TRANSACTİON FEE

POS CREDIT TRANSFER / FİRST TRANSACTİON FEE Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
POS CREDIT TRANSFER / FİRST TRANSACTİON FEE	-	-	10	-	First transaction cost is 10 TL plus per transaction fee rate 0,60%.	01.11.2023 17:13:31

Member Merchant Fees

Member Merchant Fees Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Member Merchant Fees - Advance	0	0	0	3.56	Collection Period: Minimum rate Per Transaction is valid for next day payments. For blocked transactions, payment is made after a maximum of 40 days. Except BITT.	01.11.2023 17:13:31

Member Merchant Fees - Installment

Member Merchant Fees - Installment Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Member Merchant Fees - Installment	0	0	0	33.82	Collection Period: Minimum rate Per Transaction is valid for next day payments. Covers in 2-18 installments transactions. For blocked transactions, payment is made after a maximum of 380 days. For ins...Devamı	01.11.2023 17:13:31

Üye İşyeri Ücreti - Advance (Abroad Cards)

Üye İşyeri Ücreti - Advance (Abroad Cards) Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Üye İşyeri Ücreti - Advance( Abroad Cards)	0	0	0	1.9	Collection Period: Minimum rate Per Transaction is valid for next day payments. For blocked transactions, payment is made after a maximum of 40 days. Except BITT.	01.11.2023 17:13:31

Unblocking Fee

Unblocking Fee Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Unblocking Fee	0	0	0	32.49	Collection Period : Annual rate given per transaction. Calculation: Maximum rate / 40 * 365. Except BITT.	01.11.2023 17:13:31

Member Merchant Flexible/Equal Installment Annual Commission Rate

Member Merchant Flexible/Equal Installment Annual Commission Rate Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Member Merchant Flexible/Equal Installment Annual Commission Rate	0	0	0	34	It is a closed-circuit Member Workplace commission within the scope of corporate card transactions and is valid for a maximum of one year of futures transactions. (Except BITT.)	01.11.2023 17:13:31

Bankkart Başak Agricultural Loans Application - Merchant Commission Rate

Bankkart Başak Agricultural Loans Application - Merchant Commission Rate Tablosu
Cost Name	Min. Amount	Min. Rate(%)	Max. Amount	Max. Rate (%)	Explanation	Update Date
Bankkart Başak Agricultural Loans Application - Merchant Commission Rate	0	0	0	5.95	It is the member merchant commission collected in the closed circuit system within the scope of Bankkart Başak Agricultural Loans Application. Charged per transaction. Except BITT. In blocked transact...Devamı	15.12.2022 16:31:31

Ziraat Asistan

Ziraat Asistan ile Yapılabilecek İşlemler

Genel Bilgi

Product and Service Fees

Product and Service Fees

ATM Usage

ATM Usage

Our Bank's ATMs

Other Bank ATMs

Retail Loans

Consumer Loans

Overdraft Account (TL)

Education Loan (TL)

Consumer Loan (TL)

Consumer Product / Loan Package (TL)

Collateralized Personal Finance Loan Outside the Scope of Housing Finance (TL)

Land Loan (TL)

Collateralized Personal Finance Loan within the Scope of Housing Finance(TL)

Home Loans

Home Loan

Bank Real Estate Housing / Workplace Loan (TL)

Housing Product / Loan Package(TL)

Urban Transformation Housing/Construction Loan(TL)

Personal Workplace / Joint Workplace / Transfer Workplace Loan(TL)

Urban Transformation Strengthening Housing/Workplace Loan(TL)

Urban Transformation Workplace Acquisition/Construction Loan (TL)

Vehicle Loans

Vehicle Loan(TL)

Vehicle Loan(TL)

Vehicle Product / Loan Package (TL)

Checks and Promissory Notes

Cheque

Cheque Issuance

Findeks Cheque Report

Collection of Checks Drawn on Foreign Exchange Deposit Account

Blocked Cheque Issuance(FX)

Blocked Cheque Issuance(FX)

Chequebook Fee (TL)

Cheque Collection Transactions

TL Cheque Collection Transactions

documenting a bounced chek

İssuance of special qualified cheque

Other Bank Checks (TL) (SWAP)

Other Bank Checks (TL) (Clearing)

Other Bank Checks (FX) / During Collection

Check Purchase-Traveller's Checks

Cheque Collection-Abroad

Cheque Collection-Domestic

Promissory Notes Collection (TL)

Other Bank Promissory Notes Collection

Promissory Notes Protest Removal Transactions

Promissory Notes received For Collection(in the same city -different branch, notes collection outside in the city, issued to domestic banks for collection)

Promissory Notes Collection (TL)

Promissory Notes Protest Removal Transactions

Promissory Notes received For Collection(in the same city -different branch, notes collection outside in the city, issued to domestic banks for collection)

Other Bank Promissory Notes Collection

Foreign Trade

Export Transactions

Advise Fee

Confirmation Fee

Maturity/Amount Amendment Fee

Deferred Payment Fee

Discount Fee

Collection Fee

Import/Export Transactions Common Fees

Document Examination Fee

Amendment Fee

Handling Commission

Correspondent Bank Charges

Assignment Of Proceeds Commission

Import Transactions

Letter of Credit Issuing Fee

iscrepancy Fee

Avalize /Acceptance Fee

Maturity/Amount Amendment Fee

Acceptance of Drafts/Bill of Exchange Fee

Other

Other

Individual Overdraft Account Statement

DCC Transactions